XRP Profit Calculator

Calculating your XRP profit is simple: Enter the amount of XRP you own and the price you paid per token. The calculator multiplies your holdings by the current price to get your current value, then subtracts your total investment (XRP amount × purchase price). The result is your profit or loss. ROI (Return on Investment) is calculated as (Profit / Investment) × 100%.

ROI (Return on Investment) measures the percentage gain or loss on your investment relative to its cost. For XRP investors, ROI helps compare performance against other investments like Bitcoin, stocks, or savings accounts. A 100% ROI means you've doubled your money, while -50% ROI means you've lost half. XRP's historical ROI has ranged from -95% (bear market lows) to over 36,000% (2017 bull run), highlighting its volatility.

Our calculator fetches live XRP prices directly from CoinGecko's API in all supported currencies (USD, GBP, EUR, CAD, AUD). Prices are refreshed each time you load the page or click calculate. Exchange rates are the current market rates, though actual conversion rates at your bank or exchange may vary slightly due to spreads and fees.

If you made multiple purchases at different prices, use your average cost basis. Calculate this by dividing your total investment by your total XRP. For example: if you bought 1,000 XRP at $0.30 ($300) and 1,000 XRP at $0.50 ($500), your average cost is $800 / 2,000 XRP = $0.40 per XRP. Enter 2,000 as your amount and $0.40 as your purchase price.

This calculator shows your raw profit/loss based on price movement only. To account for fees, add them to your purchase price. For example, if you bought XRP at $0.50 and paid 1% in fees, enter $0.505 as your purchase price. Remember that selling also incurs fees, so your actual realized profit may be slightly lower than shown.

Your breakeven price is simply the price you paid per XRP. When XRP's market price equals your purchase price, you have 0% profit or loss. The calculator shows your personal breakeven price based on your input, plus target prices for doubling (100% ROI) and 5x returns (400% ROI). These help you set realistic profit-taking goals.

For ongoing tracking, bookmark this calculator and check periodically. For detailed portfolio tracking, consider using apps like CoinGecko, CoinMarketCap, or Delta that let you log all your purchases with dates and prices. These apps track your portfolio value automatically and provide more detailed analytics including unrealized gains, average cost basis, and performance charts.

In most countries, cryptocurrency gains are taxable. In the US, crypto is treated as property - you owe capital gains tax when you sell for profit. Short-term gains (held less than 1 year) are taxed as ordinary income, while long-term gains have lower rates. Tax rules vary by country: UK has a £3,000 annual allowance, while some countries have no crypto tax. Consult a tax professional for your specific situation.