XRP Millionaire Calculator

How much XRP do you need to become a millionaire?

Current XRP Price

$2.50

XRP for $1M Today

400,000 XRP

Cost Today

$1,000,000

๐ŸŽฏ Custom Wealth Goal Calculator

To reach $1,000,000 at $10 per XRP

100,000 XRP

That's the magic number! ๐ŸŽฏ

Cost at today's price: $250,000

๐Ÿ“Š XRP Needed for $1 Million at Different Prices

๐Ÿ“… Investment Scenarios to Reach Your Goal

Buy all your XRP at once at today's price:

Target Price XRP Needed Cost Today Potential Return

Invest monthly over 2 years (24 months):

Target Price XRP Needed Monthly Investment Total Invested

Aggressive DCA: weekly investments over 1 year (52 weeks):

Target Price XRP Needed Weekly Investment Total Invested

๐Ÿ“ˆ Track Your Progress

How much XRP do you already own?

๐Ÿ“ข Share Your XRP Goal

โ“ Frequently Asked Questions

How much XRP do I need to be a millionaire? โ–ผ

It depends on XRP's future price! At $5 per XRP, you'd need 200,000 XRP. At $10, you'd need 100,000 XRP. At $50, only 20,000 XRP. At $100, just 10,000 XRP would make you a millionaire. Use our calculator above to find your exact number based on your target price.

Is it realistic for XRP to reach $10, $50, or $100? โ–ผ

XRP's all-time high was $3.84 in January 2018. For XRP to reach $10, it would need ~4x growth from ATH. $50 would require ~13x, and $100 would need ~26x. While ambitious, crypto markets have seen such moves before. Bitcoin went from under $1 to $69,000. Remember: higher targets = higher risk. Always invest responsibly.

Should I buy XRP all at once or use DCA? โ–ผ

Dollar-Cost Averaging (DCA) reduces risk by spreading purchases over time. This protects you from buying at a local peak. Lump sum can be better if you believe the price will rise steadily. Most financial advisors recommend DCA for volatile assets like cryptocurrency. Our scenarios above show both approaches.

What's XRP's maximum supply? โ–ผ

XRP has a maximum supply of 100 billion tokens. Currently, about 55 billion are in circulation. Ripple holds a significant portion in escrow, releasing up to 1 billion monthly. This controlled supply is different from Bitcoin's mining-based distribution.

Where can I buy XRP? โ–ผ

XRP is available on most major exchanges including Coinbase, Kraken, Bitstamp, Binance, and many others. In the US, availability improved after Ripple's partial court victory in July 2023. Check BuyXRP.us for a complete guide on purchasing XRP in your region.